About the company

Founders today are building global companies from day one — but the systems that manage their money were built for a different era. Aspire exists to change that!

We’re building the financial operating system for global founders, bringing banking, software, and automation into a single platform so businesses can move faster across borders and stay focused on building.

Aspire is built by people who think from first principles, care deeply about solving hard problems, and take real ownership of their work. Our team brings global experience from leading fintech and technology companies, and many of us are former founders and operators who understand what it takes to build thoughtfully, make trade-offs, and deliver at scale in a global environment.

Backed by leading global investors including Y Combinator, Peak XV, and Lightspeed, Aspire has been trusted by more than 50,000 startups and growing businesses worldwide to manage their finances since 2018. Together with partners like J.P. Morgan, Visa, and Wise, we’re building for the next generation of global companies.

About the rol

eAs Risk Analytics Manager, you will own and operate Aspire's risk management framework, providing analytical insights into financial, operational, and regulatory risks. This is a foundational role in a fast-growing, FCA-regulated fintech - you will help build the risk function from the ground up and play a central role in ensuring Aspire UK & Aspire Group operate within its risk appetite as it scales

.You will report to the COO and work closely with the Data, Risk, Compliance, & operational teams

• .Analyse, quantify, & surface risk exposure across the company. Collaborate with CxOs, product, data teams to suggest & align on risk prioritie
• sDevelop detailed project plans to address core financial risks, including scope, timelines, budgets, resource allocation, and risk mitigation strategies. Manage project execution hands on, ensuring on-time and within-budget deliver
• yGet staffed on key strategic projects across Aspire, with a focus on risk management — defining the problem set, diagnosing challenges, identifying opportunities, and driving implementatio
• nAs one of the first projects, set up the reconciliation framework for European markets as a key responsibility, ensuring accuracy, timeliness, and control effectiveness across European entities and partner bank
• sCommunicate project status, risk exposure, and control updates to stakeholders regularl
• yBuild and maintain strong relationships with cross-functional teams, including technology, product, compliance, risk, and financ
• eIdentify improvement opportunities into our risk rating framework
• sBe the PIC on UK & Europe overall risks topic

s
Required Qualificatio

• nsMinimum 5 years of risk management experience within financial services, with direct experience in banking, payments, e-money, or fintech strongly preferr
• edStrong data management & analytical skills. Proficiency in Python, SQL, and relevant data too
• lsAbility to build a vision and action plan, then execute it effectively and independently, rallying other leaders to the cau
• seBasic understanding of FCA regulatory expectations for EMIs, including SYSC, operational resilience, and outsourcing ri
• skStrong communication and stakeholder management skills, with the ability to work effectively with senior leadersh

ip

Preferred Qualificat

• ionsFintech experience, ideally with exposure to reconciliation processes across European mar
• ketsFamiliarity with finance, treasury, and/or data science mo
• delsFamiliarity with risk management & con
• trolStrong bias toward solving organizational challenges, with a genuine love of problem-sol

ving
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ntentBy submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Aspire. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Aspire may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Aspire's Candidate Privacy No

tice.